American Home Title Group

How A Baltimore Title Company Can Help You

admin — Fri, 04 Apr 2014 17:46:57 +0000

If you’re in need of help with your home’s title in Baltimore, you need an experienced Baltimore title company to help you navigate the sometimes confusing waters of home titles and title insurance. American Home Title Group is here for you.

As a homeowner in Maryland, you want to make sure your home’s title is free of encumbrances. As a home buyer in Maryland, you want to know that the home you intend to buy has no title problems. And while it might seem like a fairly simple process, verifying a home’s title is a difficult and time consuming process. Many hours go into research and examining records to find any potential issues with your Baltimore home’s title. This is one of the many areas in which we excel. Our researchers have many years of experience in verifying home titles, conducting exhaustive searches to ensure every possible situation is accounted for.

Home title insurance is equally important for homeowners. Here, our Baltimore title company as well. We provide home title insurance for homeowners in Baltimore as well as in counties throughout central Maryland. We know how important it is to have peace of mind when it comes to your home’s title, which is what you’ll get with title insurance.

For a free title quote from your Baltimore title company, click here!

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Columbia title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Your Columbia Title Company

admin — Fri, 28 Mar 2014 19:02:32 +0000

Are you looking for a title company in Columbia? American Home Title Group is here for you. We’ve been providing homeowners and home buyers with title assistance for more than 25 years in Columbia, Howard County, and throughout Maryland. Here’s what you can expect when you work with us.

Accuracy

We strive for accuracy in all of our home title work, because we know that when it comes to title insurance and services, nothing less will suffice. You want the peace of mind that comes with knowing that your Columbia home’s title has been accounted for and verified, free of any liens or encumbrances. At American Home Title Group, this is what we deliver.

Coordination

Things move faster when everyone is in the loop and knows exactly what’s going on. That’s why we make sure we coordinate with all parties involved with your home’s title. After assembling all pertinent information and delivering an accurate estimate of the costs to you, we coordinate with the buyer, seller, lender, and real estate agent so everyone is informed. When it comes time to close, we’ll conduct the closing, assemble all necessary parties, issue title policies, record pertinent documents, and distribute funds as appropriate.

Experience

Our experience as a home title company means we know the workings the titling process in and out. We use this experience to work quickly and efficiently to title your home. For all your title needs, you can count on your Columbia title company, American Home Title Group.

Deed Preparation Service in Baltimore

admin — Fri, 21 Mar 2014 20:53:21 +0000

Transferring a property deed from one party to another may seem simple enough, but the many kinds of deeds that are available can make things more complicated. Different deeds need to be used in different situations, which we’ve discussed in several of our blogs. In addition, in order for the deed to be legally valid, it helps to have someone with experience in deed preparation on your side. That’s why American Home Title Group offers deed preparation service in Baltimore and the surrounding area.

We can provide you assistance with:

General warranty deeds
Special warranty deeds
Quitclaim deeds
Life Estate deeds
Personal Representative’s Deed
Confirmatory or Corrective Deed

Please contact us for more information on deed preparation in Baltimore.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

The Difference Between Quitclaim Deeds and Gift Deeds

admin — Fri, 14 Mar 2014 18:39:32 +0000

Quitclaim deeds and gift deeds accomplish similar ends, but there are slight differences in the two that inform under what circumstances they should be used. In this week’s blog, we’ll discuss the differences between quitclaim and gift deeds, when they should be used, and their limitations.

Quitclaim Deeds

Quitclaim deeds can be used to transfer ownership of a property between two parties, with or without compensation. If there is a payment involved, it has to be noted on the deed, reported on federal tax returns, and sales tax will be assessed to the grantor. Quitclaim deeds are commonly used in a divorce as a way for one spouse to transfer his or her ownership of the property to the other. However, although the grantor transfers his or her ownership, quitclaim deeds “do not relieve the grantor from any debt or encumbrance on the property, including mortgage payments or tax liens. Neither do quitclaim deeds transfer ownership of any possessions on the property’s premises.”

Gift Deeds

Gift deeds are usually used when the sole owner of a property wants to transfer ownership to another party. This makes them common among relatives and friends. Gifting property has to be reported on federal tax returns. If there are any encumbrances on the home, the donor of the property is still financially responsible for them.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

Source

http://homeguides.sfgate.com/quitclaim-deed-vs-gift-deed-1494.html

Tips for Selling Your Home By Owner

admin — Fri, 07 Mar 2014 19:26:33 +0000

Are you selling your home by owner? The good news is that you have plenty of tools at your disposal. Still, selling your home by owner, especially for the first time, can be a little overwhelming. This list of do’s and don’ts for FSBOs from forsalebyowner.com will help you stay on the right track when selling your home on your own.

Use the internet. According to the National Association of Realtors, 93% of buyers start their home search online. Get your home on online listing sites to get the attention of these buyers.
Figure out how much time-on-market is costing you. If your price is too high and your house sits on the market, you’re slowly losing equity in your home. Adjusting your price can help bring in more offers.
Offer a commission to buyers’ agents. The traditional commission for buying and selling agents together is 6%, so offer the buyers agent 3% for his or her services.
Enlist the help of friends, family, and neighbors. Use your network to your advantage when selling your home. You never know who might come through for you.
Get help if you need it. For sale by owner assistance can help you with the process of selling your home on your own without an agent.

Don’t

Automatically assume you’re at a disadvantage to agents. When you first list your home, many agents will try to get you to list with them instead. You have almost all the tools available to you that they have, and they certainly don’t have secret lists of buyers. If they’re representing a buyer already, they may be trying to represent you as well to get both halves of the commission.
Add back the commission in the asking price. This is easy to spot and turns off buyers and agents.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

Source

http://www.forsalebyowner.com/education/selling-your-home/the-basics/55-when-is-the-right-time-to-sell-my-home

Tools to Use for Comparative Market Analysis

admin — Fri, 28 Feb 2014 19:01:40 +0000

When you’re selling your home without a realtor, you need to do your own research in order to price your home. Comparative market analysis is used to determine the current market value of your house. Price too high and buyers will be turned off, but price too low and you won’t be getting the full value of what your home is worth. The following tools will help you perform a comparative market analysis to price your home. The more sources you have available, the better you’ll be able to determine what a fair price is.

Property Tax Records

Property tax records are available to the public online, allowing you to search for recent sale prices of similar houses in your neighborhood.

Building Permit Records

You can also find building permit records online which allow you to see what kind of improvements homeowners in your area with similar homes have made, such as additions.

Federal Housing Finance Agency

The FHFA’s website has several tools for your to use for comparative market analysis. Their price index shows home value trends for metropolitan areas, which you can use to get a feel for the current trend in your market. Their house price calculator allows you to input the purchase price for a house in a metropolitan area, which it uses with the price index to calculate the likely market value. However, this does not take into account improvements or individual sale situations.

If you’re looking for For Sale By Owner (FBSO) assistance in the Baltimore metro area, contact American Home Title Group.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

As your Howard County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Source

http://www.forsalebyowner.com/education/selling-your-home/pricing/593-do-it-yourself-comparative-market-analysis

Gift, Deed-In-Lieu of Foreclosure, and Tax Deeds

admin — Thu, 20 Feb 2014 20:22:48 +0000

In a recent blog we discussed grant, warranty, and quitclaim deeds, all of which are used to give ownership of a property to the holder of the deed for that property. In this week’s blog we’ll cover some of the lesser known types of deeds that are not used as commonly but still may apply in certain situations. These include gift deeds, deeds-in-lieu of foreclosure, and tax deeds.

Gift Deeds

Gift deeds are used to transfer property without money. Gift deeds are commonly used when property is transferred between relatives.

Deed-In-Lieu of Foreclosure

This deed may be used when the seller of a property is under threat of foreclosure. The seller may ask the seller to accept the deed-in-lieu of foreclosure to avoid foreclosure.

Tax Deed

Tax deeds are used when the home is sold to pay unpaid property taxes.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

Source

http://www.realtor.com/home-finance/homebuyer-information/deed-preparation-and-real-estate-transfer.aspx

The Advantage of For Sale By Owner

admin — Fri, 14 Feb 2014 16:22:30 +0000

Selling your home without the help of a realtor, also known as a for sale by owner (FSBO) is not as uncommon as you might think. In fact, over the past four years more than a quarter of all buyers and sellers were active on the market with little or no help from real estate agents, according to editor of REAL Trends Steve Murray. Furthermore, about half owners who wanted to sell their home without a realtor were successful, and only 5 percent ended up enlisting an agent.

The data shows that you have a good chance of success if you choose a for sale by owner, but make no mistake, it’s no guarantee. You are essentially doing the work of the realtor yourself, and you’ll have to spend some money in that capacity on everything from newspaper ads to signs, flyers and brochures. It’s a significant time commitment too, but worth it if you want to make it happen.

Once you find a buyer, the paperwork begins. At this point, if you’re not familiar with the process, you may want to consider for sale by owner assistance from American Home Title Group. We can ensure that the contract is drafted correctly and guide you through the process so it goes off without a hitch. Don’t let all your hard work on finding a buyer go to waste because you’re not well-versed in real estate law. Contact American Home Title Group today for for sale by owner assistance in Baltimore.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

Sources

http://home.howstuffworks.com/real-estate/home-sales-by-owner1.htm

http://www.forsalebyowner.com/education/index.php/selling-your-home/the-basics/113-5-things-to-know-before-you-sell-your-house-yourself

Types of Property Deeds

admin — Fri, 07 Feb 2014 17:02:42 +0000

A property deed is a physical, legal document that conveys ownership of the property to the holder of the deed. Your Baltimore title company can help you prepare and transfer your property deed for a real estate transaction whether you are the buyer or seller. There are several types of property deeds, which we’ll cover in this blog.

Grant Deed

The grant deed “states that the property has not been sold by the seller to anyone else and that the property is not burdened by any undisclosed encumbrances (e.g., a mortgage or lien). The word grant comes from the idea that this deed grants transfer of the title from the owner to the buyer.

Warranty Deed

The warranty deed is similar to the grant deed, but also includes a clause stating that the owner essentially guarantees there are, nor have there ever been in the history of the property’s ownership, no encumbrances on the title. The owner will compensate the buyer if title issues do arise.

Quitclaim Deed

The quitclaim deed says that the seller of the property quits the claim they have to ownership of the property. It doesn’t not transfer their rights to the property to the buyer, so much as it gives up those of the owner. Quitclaim deeds are used more often when properties are transferred among family members or corporations.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

Source

http://www.realtor.com/home-finance/homebuyer-information/deed-preparation-and-real-estate-transfer.aspx

For Sale By Owner Assistance in Baltimore County

admin — Fri, 31 Jan 2014 15:49:16 +0000

Are you conducting a for sale by owner sale in Baltimore County? There are plenty of great reasons to do so, not the least of which being the fact that you don’t have to pay a commission to a real estate agent. However, navigating the waters of a for sale by owner transaction can be tricky if you haven’t done so before. If you find you need assistance with a for sale by owner in Baltimore County, American Home Title Group can help.

Our experience with for sale by owner real estate transactions in Baltimore County means we can help you conduct the sale quickly and efficiently. We’ll help you draft the contract as well as provide advice on financing options. Our extensive contacts in the real estate industry allow us to recommend great lenders, home inspectors, contractors, and more services that you’ll need in a FSBO.

Selling your home without a real estate agent in Baltimore County may seem overwhelming, but it doesn’t have to be. Contact American Home Title Group today to get started on your for sale by owner transaction in Baltimore County.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.