Archive for the ‘Title Insurance’ Category

The Benefits of Title Insurance in Howard County

Thursday, January 23rd, 2014

Do you know what the benefits of title insurance are in Howard County? As far as insurance goes, you may be less familiar with title insurance than car insurance for example, but title insurance just might end up saving you your home in Howard County. Read on to find out the benefits of title insurance in Howard County.

Peace of Mind

First and foremost, having title insurance on your home gives you peace of mind. How? When you invest in title insurance, the title company goes through local records to verify that there are no potential problems on your home’s title. Knowing that your title is yours and yours alone means you have one less thing to worry about.

Saves You Money

If someone files a claim on your title and you don’t have title insurance, you’ll have to pay out of pocket to defend your title in court. The costs of this can rack up very quickly and in the worst case scenario could even result in you losing your home. Title insurance saves you money because the title company pays for court costs associated with defending your title.

Don’t wait until an issue with your title arises. Contact American Home Title Group today for title insurance in Howard County.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Howard County title company ready to provide you with the best experience possible in every capacity.

To get you started on the way to titling your home, try our free title settlement quote program here. You can fill it out for a free, no obligation title quote. It’s easy and fast so you’ll have the information you need in seconds. Contact us for more information about our title and other real estate services.

As your Howard County title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Tags: benefits of title insurance, title insurance Howard County
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How Title Insurance Protects You From Missing Heirs

Friday, January 3rd, 2014

While many property transactions go smoothly, issues can arise in seemingly unlikely scenarios that become all too real once the situation has been clarified. One example of this kind of situation is the problem of a missing heir.

Say a single homeowner sells his house. He has a son whom he has not heard from for many years and has no idea what became of him. The son finds out about the transaction and returns, claiming an interest in the property. Because he is an heir to his father’s interests, he does have a right to a share of the value of the property. Without title insurance, this would create an expensive problem for the buyers. But with the protection of title insurance, the title company would settle this claim, and the buyers would not have to pay for the son’s interest in the property.

American Home Title Group has been helping Marylanders with their title needs for over 25 years. In the ever-volatile real estate industry, a company’s longevity can be attributed to the quality of its work. With more than 120 years of experience in real estate and titles, American Home Title Group is your Baltimore title company ready to provide you with the best experience possible in every capacity.

As your Baltimore title company, American Home Title Group is ready to assist you today with a variety of real estate needs you may have. Contact us now to begin your home titling process. Our phone number is 410-750-8500. To reach us via email, please send a message to info@americanhometitlegroup.com. Follow our blog and keep up with us on Google+, Facebook, and Twitter.

Source

http://www.homeclosing101.org/whyneed.cfm#claim

Tags: Baltimore, home title insurance, missing heirs
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How to Find Out if You Have Title Insurance

Tuesday, December 24th, 2013

Let’s say you’re a property owner, but you’re unsure if you purchased title insurance when you purchased your property. How would you go about finding out if you had title insurance? It’s actually a very simple process. All you have to do is review the settlement statement, known as HUD-1, which was provided to you at the closing. The settlement statement itemizes receipts and disbursements, of which title insurance is one. Charges for your title insurance policy would be listed on line 1110 of a standard HUD-1. If you have title insurance, the relevant information will be listed here. If you want to contact your home title company, a quick online search should produce some contact information.